Calculate Your Take-Home Pay in Carmel, Indiana

Use this calculator to estimate your net salary in Carmel, Indiana for 2024, 2025, or 2026. Indiana has a flat 3.05% state income tax. Carmel also levies a 1.23% local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $58,104/year.

$

★ Carmel local tax: 1.23%

Annual Net Pay
$58,104
$4,841.96 / month
Total Tax
$16,897
Effective rate: 22.5%
Monthly Take-Home
$4,841.96
$2,234.75 bi-weekly
Weekly Take-Home
$1,117.38
$1,442.31 gross

Tax Breakdown — Carmel, IN (2025)

Federal 10.6%
State 3.0%
City 1.2%
FICA 7.6%
Net Pay 77.5%
Federal Income Tax$7,949
Indiana State Tax$2,288
Carmel City/Local Tax$923
Social Security$4,650
Medicare$1,088
Net Annual Pay$58,104

Frequently Asked Questions

What is the income tax rate in Carmel, Indiana?

Indiana has a flat state income tax rate of 3.05%. This applies to all taxable income regardless of how much you earn. Carmel also imposes a 1.23% local income tax.

How much is $75,000 after taxes in Carmel, Indiana?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in Carmel, Indiana is approximately $58,104 per year, or $4,842 per month. Your effective tax rate would be about 22.5%.

Does Carmel have a local income tax?

Yes, Carmel imposes a local income tax of 1.23% on earned income. This is in addition to federal and Indiana state taxes.