Calculate Your Take-Home Pay in South Bend, Indiana

Use this calculator to estimate your net salary in South Bend, Indiana for 2024, 2025, or 2026. Indiana has a flat 3.05% state income tax. South Bend also levies a 1.50% local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $57,901/year.

$

★ South Bend local tax: 1.50%

Annual Net Pay
$57,901
$4,825.08 / month
Total Tax
$17,099
Effective rate: 22.8%
Monthly Take-Home
$4,825.08
$2,226.96 bi-weekly
Weekly Take-Home
$1,113.48
$1,442.31 gross

Tax Breakdown — South Bend, IN (2025)

Federal 10.6%
State 3.0%
City 1.5%
FICA 7.6%
Net Pay 77.2%
Federal Income Tax$7,949
Indiana State Tax$2,288
South Bend City/Local Tax$1,125
Social Security$4,650
Medicare$1,088
Net Annual Pay$57,901

Frequently Asked Questions

What is the income tax rate in South Bend, Indiana?

Indiana has a flat state income tax rate of 3.05%. This applies to all taxable income regardless of how much you earn. South Bend also imposes a 1.50% local income tax.

How much is $75,000 after taxes in South Bend, Indiana?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in South Bend, Indiana is approximately $57,901 per year, or $4,825 per month. Your effective tax rate would be about 22.8%.

Does South Bend have a local income tax?

Yes, South Bend imposes a local income tax of 1.50% on earned income. This is in addition to federal and Indiana state taxes.