Calculate Your Take-Home Pay in Covington, Kentucky

Use this calculator to estimate your net salary in Covington, Kentucky for 2024, 2025, or 2026. Kentucky has a flat 4.00% state income tax. Covington also levies a 2.50% local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $56,439/year.

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★ Covington local tax: 2.50%

Annual Net Pay
$56,439
$4,703.21 / month
Total Tax
$18,562
Effective rate: 24.7%
Monthly Take-Home
$4,703.21
$2,170.71 bi-weekly
Weekly Take-Home
$1,085.36
$1,442.31 gross

Tax Breakdown — Covington, KY (2025)

Federal 10.6%
State 4.0%
City 2.5%
FICA 7.6%
Net Pay 75.3%
Federal Income Tax$7,949
Kentucky State Tax$3,000
Covington City/Local Tax$1,875
Social Security$4,650
Medicare$1,088
Net Annual Pay$56,439

Frequently Asked Questions

What is the income tax rate in Covington, Kentucky?

Kentucky has a flat state income tax rate of 4.00%. This applies to all taxable income regardless of how much you earn. Covington also imposes a 2.50% local income tax.

How much is $75,000 after taxes in Covington, Kentucky?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in Covington, Kentucky is approximately $56,439 per year, or $4,703 per month. Your effective tax rate would be about 24.7%.

Does Covington have a local income tax?

Yes, Covington imposes a local income tax of 2.50% on earned income. This is in addition to federal and Kentucky state taxes.