Calculate Your Take-Home Pay in Owensboro, Kentucky

Use this calculator to estimate your net salary in Owensboro, Kentucky for 2024, 2025, or 2026. Kentucky has a flat 4.00% state income tax. Owensboro also levies a 1.85% local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $56,926/year.

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★ Owensboro local tax: 1.85%

Annual Net Pay
$56,926
$4,743.83 / month
Total Tax
$18,074
Effective rate: 24.1%
Monthly Take-Home
$4,743.83
$2,189.46 bi-weekly
Weekly Take-Home
$1,094.73
$1,442.31 gross

Tax Breakdown — Owensboro, KY (2025)

Federal 10.6%
State 4.0%
City 1.8%
FICA 7.6%
Net Pay 75.9%
Federal Income Tax$7,949
Kentucky State Tax$3,000
Owensboro City/Local Tax$1,388
Social Security$4,650
Medicare$1,088
Net Annual Pay$56,926

Other Cities in Kentucky

Ashland ★BardstownBereaBowling Green ★BurlingtonCampbellsvilleCorbinCovington ★DanvilleElizabethtown ★ErlangerFlorence ★Fort MitchellFort ThomasFrankfort ★GeorgetownGlasgowHarrodsburgHazardHenderson ★Hopkinsville ★IndependenceJeffersontownLa GrangeLawrenceburgLeitchfieldLexington ★LondonLouisville ★MadisonvilleMayfieldMiddlesboroughMoreheadMount SterlingMount WashingtonMurrayNewport ★NicholasvilleOwensboro ★Paducah ★PikevilleRadcliffRichmond ★ShelbyvilleShepherdsvilleShivelySomersetTaylor MillVersaillesWinchester

★ = city has local income tax

Frequently Asked Questions

What is the income tax rate in Owensboro, Kentucky?

Kentucky has a flat state income tax rate of 4.00%. This applies to all taxable income regardless of how much you earn. Owensboro also imposes a 1.85% local income tax.

How much is $75,000 after taxes in Owensboro, Kentucky?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in Owensboro, Kentucky is approximately $56,926 per year, or $4,744 per month. Your effective tax rate would be about 24.1%.

Does Owensboro have a local income tax?

Yes, Owensboro imposes a local income tax of 1.85% on earned income. This is in addition to federal and Kentucky state taxes.