Calculate Your Take-Home Pay in St. Cloud, Minnesota

Use this calculator to estimate your net salary in St. Cloud, Minnesota for 2024, 2025, or 2026. Minnesota has progressive state tax rates from 5.3% to 9.8%. St. Cloud does not levy a local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $56,650/year.

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No local income tax for St. Cloud

Annual Net Pay
$56,650
$4,720.79 / month
Total Tax
$18,350
Effective rate: 24.5%
Monthly Take-Home
$4,720.79
$2,178.83 bi-weekly
Weekly Take-Home
$1,089.41
$1,442.31 gross

Tax Breakdown — St. Cloud, MN (2025)

Federal 10.6%
State 6.2%
FICA 7.6%
Net Pay 75.5%
Federal Income Tax$7,949
Minnesota State Tax$4,664
Social Security$4,650
Medicare$1,088
Net Annual Pay$56,650

Other Cities in Minnesota

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★ = city has local income tax

Frequently Asked Questions

What is the income tax rate in St. Cloud, Minnesota?

Minnesota uses a progressive income tax system. Rates range from 5.3% to 9.8%, meaning higher earners pay a larger percentage on income above certain thresholds.

How much is $75,000 after taxes in St. Cloud, Minnesota?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in St. Cloud, Minnesota is approximately $56,650 per year, or $4,721 per month. Your effective tax rate would be about 24.5%.

Does St. Cloud have a local income tax?

No, St. Cloud does not have a local income tax. Residents pay federal and Minnesota state taxes, plus FICA contributions.