Calculate Your Take-Home Pay in Rio Rancho, New Mexico

Use this calculator to estimate your net salary in Rio Rancho, New Mexico for 2024, 2025, or 2026. New Mexico has progressive state tax rates from 1.7% to 5.9%. Rio Rancho does not levy a local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $57,918/year.

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No local income tax for Rio Rancho

Annual Net Pay
$57,918
$4,826.50 / month
Total Tax
$17,082
Effective rate: 22.8%
Monthly Take-Home
$4,826.50
$2,227.62 bi-weekly
Weekly Take-Home
$1,113.81
$1,442.31 gross

Tax Breakdown — Rio Rancho, NM (2025)

Federal 10.6%
State 4.5%
FICA 7.6%
Net Pay 77.2%
Federal Income Tax$7,949
New Mexico State Tax$3,396
Social Security$4,650
Medicare$1,088
Net Annual Pay$57,918

Frequently Asked Questions

What is the income tax rate in Rio Rancho, New Mexico?

New Mexico uses a progressive income tax system. Rates range from 1.7% to 5.9%, meaning higher earners pay a larger percentage on income above certain thresholds.

How much is $75,000 after taxes in Rio Rancho, New Mexico?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in Rio Rancho, New Mexico is approximately $57,918 per year, or $4,827 per month. Your effective tax rate would be about 22.8%.

Does Rio Rancho have a local income tax?

No, Rio Rancho does not have a local income tax. Residents pay federal and New Mexico state taxes, plus FICA contributions.