Calculate Your Take-Home Pay in Waco, Texas

Use this calculator to estimate your net salary in Waco, Texas for 2024, 2025, or 2026. Texas has no state income tax, so you only pay federal taxes and FICA. Waco does not levy a local income tax. On a $75,000 salary (Single, 2025), your estimated take-home pay is $61,314/year.

Annual Gross Salary

Tax Year

Filing Status

State

City

No local income tax for Waco

Annual Net Pay

$61,314

$5,109.46 / month

Total Tax

$13,687

Effective rate: 18.2%

Monthly Take-Home

$5,109.46

$2,358.21 bi-weekly

Weekly Take-Home

$1,179.11

$1,442.31 gross

Tax Breakdown — Waco, TX (2025)

Federal 10.6%

FICA 7.6%

Net Pay 81.8%

Federal Income Tax$7,949

Texas State Tax$0

Social Security$4,650

Medicare$1,088

Net Annual Pay$61,314

Other Cities in Texas

Abilene Allen Amarillo Arlington Austin Bastrop Baytown Beaumont Bedford Boerne Brownsville Bryan Buda Burleson Carrollton Cedar Hill Cedar Park Cibolo College Station Colleyville Conroe Coppell Corpus Christi Dallas Denton DeSoto Duncanville Edinburg El Paso Euless Flower Mound Fort Worth Fredericksburg Friendswood Frisco Galveston Garland Georgetown Grand Prairie Grapevine Haltom City Harlingen Helotes Houston Huntsville Hurst Irving Katy Kerrville Killeen Kyle Lake Jackson Lancaster Laredo League City Lewisville Live Oak Longview Lubbock Lufkin Mansfield McAllen McKinney Mesquite Midland Mission Missouri City Nacogdoches New Braunfels North Richland Hills Odessa Pasadena Pearland Pflugerville Pharr Plano Port Arthur Richardson Rockwall Round Rock Rowlett San Angelo San Antonio San Marcos Schertz Seguin Sherman Southlake Spring Sugar Land Temple Texarkana The Woodlands Trophy Club Tyler Universal City Victoria Waco Weatherford Wichita Falls Wylie

★ = city has local income tax

Frequently Asked Questions

What is the income tax rate in Waco, Texas?

Texas does not levy a state income tax. Residents pay only federal income tax and FICA (Social Security and Medicare).

How much is $75,000 after taxes in Waco, Texas?

On a $75,000 annual salary filing as Single in 2025, your estimated take-home pay in Waco, Texas is approximately $61,314 per year, or $5,109 per month. Your effective tax rate would be about 18.2%.

Does Waco have a local income tax?

No, Waco does not have a local income tax. Residents pay federal and Texas state taxes, plus FICA contributions.